FRS Retirement Planning for Mount Dora's Public Employees.
Helping Lake County teachers, sheriff's deputies, and county employees in the Mount Dora area navigate Florida Retirement System decisions with fee-only, fiduciary guidance.
Serving Lake County's most recognized community — and its public workforce.
Mount Dora is one of Central Florida's most charming and well-known small cities, and its surrounding community includes thousands of Lake County Schools teachers and support staff, Lake County Government employees, Lake County Sheriff's Office deputies, and City of Mount Dora workers — all carrying FRS benefits earned through years of public service.
Lake County public employees face the same FRS decisions as workers across Florida: pension vs. Investment Plan, DROP timing, 403(b) coordination, and retirement income strategy. Many are in the final decade of their careers and approaching decisions they've been putting off for years.
Benowitz Wealth Management serves FRS members throughout Lake County and statewide from our Altamonte Springs office, with fee-only, fiduciary guidance: no commissions, no product sales, no conflicts of interest.
Learn more about our approachMount Dora public employees at every stage of their FRS journey.
From Lake County teachers at Mount Dora High to LCSO deputies and county workers — we help Lake County public employees make confident FRS decisions.
What we help Mount Dora-area FRS members work through.
Pension vs. Investment Plan
A side-by-side analysis of both FRS options based on your years of service, salary, and overall financial picture. We model both and let the numbers make the case.
Learn moreDROP Planning & Timing
For eligible FRS members, DROP entry timing directly affects your final accumulation. We model entry scenarios to find the window where DROP is genuinely optimal for your situation.
Learn more403(b) & 457(b) Coordination
Your pension is a foundation. We coordinate your supplemental accounts — 403(b), 457(b), IRA, Roth — with it for a coherent retirement income strategy.
Learn moreRetirement Income Planning
We map out the full sequence of income sources — pension, Social Security, savings — and help you build a drawdown strategy that protects what you've earned across a 25- or 30-year retirement.
Learn moreServing Mount Dora-area public employees — talk with a fiduciary advisor about your FRS retirement.
The first conversation is free and commits to nothing — we listen first, present options second.
Let's build the retirement you earned.
A conversation costs nothing. A clear picture of where you stand is worth everything.