DROP · PDF, 1 page
Your DROP-Exit Planning Checklist
Leaving DROP brings a set of decisions on a deadline, some of them hard to undo. Use this to understand what comes before your exit date, so the choices feel clear instead of rushed.
Resources
Checklists
What to do and when: DROP exit, the retirement transition, the first year. One page each, made to print.
The plan choice · PDF, 1 page
Your FRS 2nd Election Decision Checklist
Most active FRS members get one lifetime chance to switch between the Pension Plan and the Investment Plan. Use this to understand the choice before you make it, whether you switch or decide to stay put on purpose.
The plan choice · PDF, 1 page
Your FRS Pension Option Comparison Checklist
Every FRS member weighs the same fork: the Pension Plan or the Investment Plan. Use this to compare them clearly, how each works, who carries the risk, and which fits your life.
Medicare · PDF, 1 page
Your Medicare Timing Checklist for FRS Retirees
Medicare timing is planning coordination, how it fits your DROP exit, Social Security, and pension. Plan selection and enrollment are handled by a separately engaged, licensed Medicare specialist; use this to get the timing right.
Social Security · PDF, 1 page
Your Social Security Timing Checklist for FRS Retirees
When you claim Social Security is one of the biggest levers you control, and your FRS pension can change the math. Use this to understand your options alongside your pension.
How to use them
Print it, work down it, bring it.
Each one fits a single page. Tick what is done, circle what is open, and bring the page to the conversation if you want one.
Where to go next
Important
This page is educational and is not individualized advice. Benowitz Wealth Management is not affiliated with, endorsed by, or sponsored by the Florida Retirement System, the Florida Division of Retirement, or the State Board of Administration of Florida. Confirm the figures that apply to your own record at MyFRS.com or with the Division of Retirement.
If a line on a checklist raises a question about your own record, you can talk it through.
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